The Riba-Free Dollar Mudarabah Certificate (DMC) is a flexible investment product which has been designed to give you profit payment options at monthly, quarterly and maturity. DMC works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah. On agreeing to become a DMC holder, the customer enters into a relationship based on Mudarabah with Meezan Bank. Under this relationship, the customer is an investor (Rab-ul-Maal), and the Bank is the Manager (Mudarib) of the funds deposited by the customers. The Bank allocates the funds received from the customers to a deposit pool. These funds from the pool are utilized to provide financing to customers under Islamic modes that include, but are not restricted to Murabaha, Ijarah, Istisna and Diminishing Musharkah.Certificate works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah. Profit calculation and all banking transactions are in strict adherence to the Islamic Shariah, monitored by our Shariah Advisor and the Shariah Supervisory Board. Features of Dollar Mudarabah Certificate Dollar Mudarabah Certificates can be offered to: Individuals Sole Proprietorships Partnerships Limited Companies. Minimum Investment required is USD 10,000/- Investment tenures are 3 months, 6 months, 1 year and 3 years Profit payment will be made either at maturity or on a  six-monthly basis to your Meezan Bank Dollar Saving Account Pre-mature withdrawal options available as per approved schedule Other Facilities Free Internet Banking facility Personal Banking consultancy 24/7 Call Center with complete phone banking services 8am to 8pm Banking at selected branches Come and take the step towards Islamic Banking Simply fill in an Account Opening Form, and bring in the required documents. This is all that you need to invest in a Riba-Free Dollar Mudarabah Certificate (DMC) with us and enjoy personalized banking services from any Meezan Bank branch across Pakistan. Make an appointment with our officer to assist you in making an investment or call our 24/7 Call Center to answer any of your queries.