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Certificate of Islamic InvestmentTruly Halal and Absolutely Riba-Free!
Home > Personal Banking > Term Certificates > Certificate of Islamic Investment


The Riba Free Certificate of Islamic Investment Certificate is a Shariah compatible investment certificate with a minimum investment of Rs. 50,000 and tenures from 3 months to 5 years. Profit on investment may be earned on the following basis:

  • Monthly profit on 1, 2, 3 and 5 years (Minimum Investment Rs. 200,000)

  • Quarterly profit on 1, 2, 3 and 5 years

  • At maturity profit payment for all tenures
  • Withdraw your investment any time during the course of your investment.
    (Profit shall be paid only after completion of one month of investment)

Riba-Free Certificate of Islamic Investment (COII) works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah. Profit calculation and all banking transactions are in strict adherence to the Islamic Shariah, monitored by our Shariah Advisor and the Shariah Supervisory Board.


Invest in Certificate of Islamic Investment

Riba-Free COII is available at all branches of Meezan Bank Ltd. We invite you to visit any of our branches to experience the comfort of our personalized service. To make an investment the bank requires customers to maintain either a current or a saving account with Meezan Bank. In order to open an account, fill in the Account Opening Form, bring in your original CNIC, and get introduced by an existing banker.

Additional Features

Enjoy a range of valuable features including:

  • High and very competitive returns
  • Long-term security ensured
  • Pre-mature withdrawal options available
  • Free Online Banking services at any of our branches
  • 24/7 Call Center with complete Tele-banking services
  • Specialized 8 to 8 Banking at selected branches

Make an appointment with our officer to assist you in making an investment or call our 24/7 Call Center to answer any of your queries.

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