The Riba Free Certificate of Islamic Investment is a Shariah compliant investment certificate with a minimum investment of Rs. 50,000 and offering tenures from 3 months to 5 years. Profit on investment may be earned on the following basis: Monthly profit on 1, 2, 3 and 5 years (Minimum Investment Rs. 200,000) Quarterly profit on 1, 2, 3 and 5 years At maturity profit payment for all tenures Riba-Free Certificate of Islamic Investment (COII) works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah. Profit calculation and all banking transactions are in strict adherence to the Islamic Shariah, monitored by our Shariah Advisor and the Shariah Supervisory Board. Invest in Certificate of Islamic Investment Riba-Free COII is available at all branches of Meezan Bank Ltd. We invite you to visit any of our branches to experience the comfort of our personalized services. To make an investment the bank requires customers to maintain either a current or a saving account with Meezan Bank. In order to open an account, fill in the Account Opening Form, bring in the required documents, and get introduced by an existing banker. Features of Certificate of Islamic Investment Certificates of Islamic Investment can be offered to: Individuals Sole Proprietorships Partnerships Limited Companies Investment can be made for 3 months, 6 months, 1 year, 2 years, 3 years and 5 years Profit payment can be made monthly, quarterly or at maturity Minimum investment required for monthly profit payment option is Rs. 200,000/- Minimum investment required for quarterly & maturity profit payment options is Rs. 50,000/- Pre-mature withdrawal can be made as per approved schedule Other Facilities Visa Debit Card SMS Alert services on all transactions in your account Free Online Banking services at more than 200 branches of Meezan Bank across the country Free Internet Banking facility Personal Banking consultancy 24/7 Call Center with complete phone banking services 8am to 8pm Banking at selected branches   Make an appointment with our officer to assist you in making an investment or call our 24/7 Call Center to answer any of your queries.