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Invest in a Meezan Providence Certificate

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Meezan Providence CertificateDesigned to cater to your Provident, Pension and Gratuity funds
Home > Personal Banking > Term Certificates > Meezan Providence


Meezan Providence Certificate is a long-term investment certificate specially designed to cater to the needs of corporate and business concerns for purposes of investing their Provident, Pension and Gratuity Funds.

As any prudent investor, your main concerns would be total security along with the best returns possible, especially as these funds are a trust from your employees and one that bears an important responsibility.

Meezan Providence rests on the well known and solid financial strength of Meezan Bank, which has a strong and credible balance sheet with excellent operating profitability, including a capital adequacy ratio that has placed the Bank at the top of the industry, a long-term entity rating of A+, and a short-term entity rating of A1. Furthermore, our sterling track record shows consistently beneficial and highly competitive returns for our broad range of investors.

Finally, comes the benefit of truly Halal returns, a benefit you may not have had the opportunity to enjoy before and one that you can now pass on to your employees, many of whom would be grateful for such an opportunity.

Riba-Free Meezan Providence Certificate (MPC) works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah. Profit calculation and all banking transactions are in strict adherence to the Islamic Shariah, monitored by our Shariah Advisor and the Shariah Supervisory Board.

Key Features

Enjoy a range of valuable features including:

  • A 100% halal investment in strict compliance with Shariah
  • High Returns
  • Long-term security ensured
  • Minimum investment amount: PKR 1,000,000
  • Available tenures of 2, 3, 5 and 7 years
  • Pre-mature withdrawal options available


Eligibility Criteria

Investing is simple and easy, as all you need is:

  • To have a registered or unregistered Employee Provident/Gratuity/Pension Fund.
  • Have operations based in Pakistan.

We at Meezan Bank, as prescribed by Islamic Shariah, seek to guarantee equal access to all qualified applicants, while ensuring that the qualification process is bias-free.


Come and take the step towards a Riba-Free Investment

Make an appointment with our officer to assist you in making an investment or call our 24/7 Call Center to answer any of your queries.

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