The Riba-Free Dollar Mudarabah Certificate (DMC) is a flexible investment product which has been designed to give you profit payment options at monthly, quarterly and maturity. DMC works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah. On agreeing to become a DMC holder, the customer enters into a relationship based on Mudarabah with Meezan Bank. Under this relationship, the customer is an investor (Rab-ul-Maal), and the Bank is the Manager (Mudarib) of the funds deposited by the customers. The Bank allocates the funds received from the customers to a deposit pool. These funds from the pool are utilized to provide financing to customers under Islamic modes that include, but are not restricted to Murabaha, Ijarah, Istisna and Diminishing Musharkah.Certificate works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah. Profit calculation and all banking transactions are in strict adherence to the Islamic Shariah, monitored by our Shariah Advisor and the Shariah Supervisory Board. Key Features Enjoy a range of valuable features including: Halal competitive returns Minimum investment amount: USD 10,000/- Available tenures of 3 months, 6 months, 1 year, and 3 years Profit payment option at maturity and six monthly basis Pre-mature withdrawal options available as per approved schedule Bank balance certificates Access to priority desk. Personal financial consultancy services 24/7 Call Center with complete phone banking services 8am to 8pm Banking and Ladies Banking at selected branches Come and take the step towards Islamic Banking Simply fill in an Account Opening Form, and bring in the required documents. This is all that you need to invest in a Riba-Free Dollar Mudarabah Certificate (DMC) with us and enjoy personalized banking services from any Meezan Bank branch across Pakistan. Make an appointment with our officer to assist you in making an investment or call our 24/7 Call Center to answer any of your queries.