UAN: 111-331-331 / 111-331-332  | 06 February, 2016 | Rabi-ul-Sani 26, 1437 Contact Us | News

Meezan Bank Logo

Home | Personal Banking | Consumer Finance | Consumer Ease – Durable Goods Financing | Consumer Ease Laptops

Consumer Ease Laptops

Don't Put your Dreams on Hold

Meezan Bank provides Shariah Compliant Laptop financing facility for individuals as well as Corporate groups

 

Laptop Ease is a Shariah-compliant Laptop Finance facility! One that is comprehensive, affordable and totally hassle-free. Meezan bank is committed to meet customers’ needs in a truly Shariah-compliant manner coupled with dedicated excellence.

 

Special Features

 

Following are few special features of this affinity program:

 

  • Easy Installment options for financing period for 3 to 24 months.
  • 1 year warranty for Dell, HP & Apple Products provided by vendor.
  • Free Carrying Case for Dell & HP laptops provided by vendor.
  • Dedicated Call Center  for addressing after-sale issues provided by vendor
  • Free Takaful (Islamic Insurance) cover upto 100% incase of damage and upto 50% incase of theft of laptop
  • Complete surety and peace of mind that purchased laptop is a genuine brand
  • Laptop model offerings will vary from time to time in consistence with the latest & upgraded features and market demand.

 

Meezan Laptop Ease works on Musawammah basis

Laptop Finance is based on the concept of Musawamah which is a general and regular kind of sale in which price of the commodity to be traded is bargained between seller and the buyer without any reference to the price paid or cost incurred by the former. Thus, it is different from Murabaha in respect of pricing formula. Unlike Murabaha, seller in Musawamah is not obliged to reveal his cost. Both the parties negotiate on the price. All other conditions relevant to Murabaha are valid for Musawamah as well.  

Brand - H.P. (Hewlett-Packard Pakistan (Pvt.) Ltd.)

Laptops by Hewlett-Packard (HP), recently ranked the 11th most valuable brand in the world, is provided by our Business Partner "Pakistan Product Office" who provides HP Laptops and related after sales support to Meezan Bank customers.

 

Laptop Ease for HP is currently available at branches in Karachi, Lahore, Islamabad, Faisalabad, Rawalpindi, Hyderabad, Bahawalpur, Rahim Yar Khan, Sadiqabad, Sargodha, Sahiwal, Peshawar, Wah Cantt, Abbotabad & Multan.

Brand - DELL

Dell laptops are a world renowned brand in the computer hardware industry as among the top five computer makers in the world. POP, a subsidiary of Megaplus Pakistan, is a Dell Channel partner since 1996 and also one of the largest and oldest Authorized Distributor and Service Provider of Dell in Pakistan and Afghanistan. POP as presence in Islamabad, Lahore, Karachi & Peshawar.

 

Laptop Ease for Dell is currently available at branches in Karachi, Lahore, Islamabad, Faisalabad, Rawalpindi, & Wah Cantt.

 

HP PROBOOK 450

Ci3 5005U – 2.0GHz, 4GB, 500GB, DVDRW, 15.6" HD BV, FINGER PRINT, WEBCAM, DOS - (N0U83AV)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
10,000 18,807 9,876 5,445 3,962 3,255
 
 
HP PROBOOK 450

Ci5 4210U- 1.7GHz turbo upto 2.7GHz, 4GB, 750GB, 2GB-GC, B/L, DVDRW, 15.6" HD BV, FINGER PRINT, USB 3.0, HD720P WEBCAM, DOS - (G0H84AV)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
10,000 21,924 11,513 6,347 4,618 3,794
 
 
HP PROBOOK 450

Ci7 5500U - 2.4GHz turbo upto 3.0Ghz, 4GB, 500GB, DVDRW, 15.6" HD BV, FINGER PRINT, WEBCAM, DOS, Black - (N3T24PA)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
15,000 29,083 15,272 8,420 6,126 5,034
 
 
HP 15-R009TU

CEL 2830M - 2.16GHz , 2GB, 500GB, 15.6", DVD RW, DOS - BLACK - (G8D74PA)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
5,000 10,609 5,571 3,071 2,235 1,836
 
 
HP 15-R228TU

Ci5 5200U - 2.2GHz turbo upto 2.7GHz, 4GB, 500GB , 15.6", DVD RW , WEBCAM , DOS, WHITE - (L1L39PA)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
10,000 18,599 9,767 5,385 3,918 3,219
 
 
HP PAVILION 15-N258TX

Ci5 4200U - 1.6GHz turbo upto 2.6GHz, 4GB, 750GB, 2GB-GC, 15.6", DVD RW, DOS - CHARCOAL - (G2G86PA)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
10,000 20,469 10,749 5,926 4,312 3,543
 
 
HP PAVILION 15-P252TX

Ci7 5500U - 2.4GHz turbo upto 3.0GHz, 8GB, 1TB, 2GB-GC, 15.6", DVD RW, BEATS AUDIO, DOS- SILVER - (L1K09PA)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
15,000 27,213 14,290 7,879 5,732 4,710
 
 
HP ENVY 15-ae130TX

Ci7 6500U - 2.5GHz turbo upto 3.1GHz, 8GB, 1TB, 2GB-GC, 15.6", BACKLIT K/B, WEBCAM , FRINGER PRINT, WIN 10, SILVER - TOUCH SCREEN - (P6M95PA)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
20,000 44,346 23,287 12,839 9,342 7,675
 
 
HP PAVILION TS 11-E105AU

DC A4-1205 - 4GB, 500GB, 11.6", WINDOWS 8 - SILVER - (F7P52PA) - TOUCH SCREEN
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
8,000 15,860 8,328 4,592 3,341 2,745
Satellite C50-A107 - PSCFLL-002002

Ci3 4000M 2.4GHz, 4GB, 500GB, 15.6" - Silver
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
9,000 17,500 9,189 5,067 3,686 3,029
 
 
Satellite L50-A111X - PSKLQL-006003

Ci5 4200M 2.5GHz, 4GB, 1TB, 2GB-GC, 15.6" - Silver
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
10,000 23,378 12,277 6,769 4,925 4,046
 
 
Satellite L50-A111XW - PSKLQL-007003

Ci5 4200M 2.5GHz, 4GB, 1TB, 2GB-GC, 15.6" - White
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
10,000 23,378 12,277 6,769 4,925 4,046
 
 
Satellite L50-A107X - PSKLNL-01E00P

Ci5 4200M 2.5GHz, 4GB, 1TB, 2GB-GC, 15.6", Win 8 (64Bit) - Silver
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
15,000 24,511 12,872 7,097 5,163 4,242
 
 
Satellite L50-A107XW - PSKLNL-01F00P

Ci5 4200M 2.5GHz, 4GB, 1TB, 2GB-GC, 15.6", Win 8 (64Bit) - White
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
15,000 24,511 12,872 7,097 5,163 4,242
INSPIRON N3543

Ci3-5005U – 2.0GHz, 4GB, 500GB, DVD/RW, 15.6", Ubuntu (Black)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
8,000 14,738 7,739 4,267 3,105 2,551
 
 
INSPIRON N3542

Ci7-4510U – 1.9GHz Turbo Upto 3.0GHz, 8GB, 1TB, DVD/RW, 15.6", 2GB GC Nvidia, Ubuntu (Black)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
15,000 23,057 12,108 6,676 4,857 3,991
 
 
INSPIRON N7548

Ci5-5200U – 2.2GHz Turbo Upto 2.7GHz, 6GB,500GB, 15.6", 4GB GC, Ubuntu (Silver)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
15,000 25,717 13,504 7,446 5,417 4,451
 
 
INSPIRON 5423 14Z

Ci5 3317U - 1.7GHz Turbo Upto 2.6GHz, 4GB, 32GB SSD, 500GB, 1GB GC, DVD/RW, 14.1", Win 8 (Silver/Red)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
10,000 20,220 10,618 5,854 4,259 3,500
 
 
INSPIRON 5423 14Z

Ci7 3517U - 1.90GHz turbo upto 3.0Ghz, 4GB, 500GB, DVD/RW, 14.1", 1GB GC, Win 7 Home Premium (SILVER)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
15,000 22,184 11,649 6,423 4,673 3,840
 
 
INSPIRON N3521 TOUCH

Ci5 3337U – 1.8GHz turbo upto 2.7GHz, 4GB, 500GB, DVD/RW, 15.6", 1GB, Ubuntu 
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
10,000 18,557 9,745 5,373 3,909 3,212
 
 
INSPIRON N5421 TOUCH

Ci5 3337U - 1.8GHz turbo upto 2.7GHz, 4GB, 500GB, DVD/RW, 14.0", 2GB Nvidia , DOS (SILVER)
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
15,000 21,768 11,431 6,302 4,586 3,768
 
 
INSPIRON N5521 TOUCH

Ci3 3227U – 1.9GHz, 4GB, 500GB, DVD/RW, 15.6", Ubuntu 
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
10,000 15,648 8,217 4,531 3,296 2,708
 
 
INSPIRON HD7737 TOUCH

Ci5-4200U - 1.6GHz turbo upto 2.6GHz, 6GB, 1TB, 17.3"HD+, 2GB Nvidia GeForce GT750, Backlit KB, Ubuntu (Silver) without bag
Apply Now Online
Down Payment 3 Months 6 Months 12 Months 18 Months 24 Months
15,000 32,408 17,018 9,383 6,827 5,609

List of required documents

Salaried

  • Copy Applicant's CNIC
  • 1  Passport-sized colored photographs of applicant
  • Original / Certified copy of Bank Statement (last 06 months)
  • Original / Certified copy of Pay Slip
  • Employer's certificate including Tenor /Designation /Salary
  • Declaration of Financing
  • Signature Verification Form.

 Businessmen / SEP

  • Copy Applicant's CNIC
  • 1 Passport-sized colored photographs of applicant
  • Original / Certified copy of Bank Statement (last 12 months)
  • 2 years Proof of Business (e.g. NTN / Tax return / Bank Certificate / Association Letter etc)
  • Copy of NTN Certificate
  • Declaration of Financing
  • Signature Verification Form.

Processing Charges

Processing Fees

Rs. 1,000 + Legal documentation charges at actual.

Down Payment

Minimum as per the given Installment Plan

Repayment Mode Direct Debit Instruction (DDI)
Pre-payment Penalty No prepayment penalty. Selling price once set will not be allowed to change.
Security

3 UDCs (un-dated Cheques of MBL A/c)

Basic Eligibility Criteria

 

 

Category

Criteria for Consumer Durable Financing

Citizenship

Pakistani, Adult, Permanent resident

Age + Tenor

20 - 65 years old (Businessmen & SEP) at maturity

20 – 60 years old (Salaried) at maturity

Income (PKR)

Salaried Class                      25,000/- (Gross Salary )

SEP                                     40,000/-

Businessmen                        40,000/-

Debt Burden Ratio

35% for net monthly income /- (For Salaried, SEP and Businessmen)

Down Payment

Upto 15% of Market Price

Tenor

3, 6, 12 , 18, 24 months

Processing Fee

PKR 1000/-

Payment Mode

Direct debit instruction (DDI)

Late Payment /

No Late Payment Charges 

Security

Personal Guarantee & 3 UDCs (un-dated cheques of MBL A/c)

Karachi



Mr. Amanat Ali Jatoi
Cell No:0345-2261260 / 0335-0259654



Mr. Azeem Ullah
Cell No:0331-2592705



Mr. Rizwan Sadiq
Cell No:0300-2629763



Islamabad / Rawalpindi / Wah Cantt



Mr. Ch. Nasir Javed
Cell No:0321-5574971



Mr. Sheikh Muhammad Nadeem Rahim
Cell No:0321-5033481



Abbottabad / Haripur / Mansehra / Muzaffarabad



Mr. Noman Khan
Cell No:0333-5059397



Lahore



Mr. Imran Yousuf
Cell No:0322-7207069



Multan



Mr. Asif Altaf
Cell No:0300-6362042

Apply Now

Register for Meezan Internet Banking Accout Login to your Meezan Internet Banking Account