If you found this page informative, share it now!

World's First Islamic Branchless Banking Service

To support the financial inclusion and expand the reach of Riba-free banking services, Meezan UPaisa enables every citizen of Pakistan to send and receive money nationwide using their original CNIC.

Through this first Islamic Branchless Banking service of the world, launched in collaboration with Ufone, an Etisalat group company, you may also pay Utility/ISP/Phone Bills anywhere, anytime in Pakistan.

Money Transfer

Whether you are a person working in an urban area and wish to send money back home to your parents or you are a parent with a need to send money to your child studying in another city, this simple and reliable service ensures that your money reaches safely on time.

Key Features :
  • Any person with a valid CNIC can send or receive money
  • No Ufone number or mobile phone needed
  • An SMS message will be sent to both the sender and receiver as soon as they send or receive money
  • Money can be sent and received from any Ufone franchise, Service Center or Meezan Upaisa Retailer
View Procedure View Service Charges

Bills Payment

Meezan UPaisa introduces the most convenient and simple way yet to make your bill payments. Through Meezan Upaisa’s bill payment service, you will be able to pay your electricity, gas, telephone, and Telco/ISP Postpaid bills at any Ufone franchise, Service Center or Meezan Upaisa retailer.

Key Features :
  • Pay everywhere, anywhere: Now you have the choice of easily paying your bills through the vast network of Ufone franchises, service centers or MeezanUpaisa retailers.
  • 24/7 availability: Meezan Upaisa services are available 24/7 so you can pay your bills at any time of the day or night, 7 days a week from all Ufone franchises, customer care centers or Meezan Upaisa retailers.
  • Guaranteed secure process: All bill payments are fully secure and protected. You will receive a confirmatory SMS of the successful payment of your bill authenticating your transaction.
View Procedure Available Companies
Pay all your Bills with Ease!
Top-up any number instantly!

Mobile Top-ups

By using a Meezan Upaisa retailer, you can top up any prepaid number or pay the bill of any postpaid number at any given time no matter where you are!

Key Features :
  • This service is available for any Teleco Number.
  • It’s convenient, fast and easy!
View Procedure


Agent can register pin by dialing *786*2*5*4*2# (Meezan UPaisa>My Account>Manage PIN>Register PIN).
Rs. 15,000 per month can be transacted from one CNIC. There is no limit on number of transactions conducted.
Currently, the only products being offered are:
  • OTC Send/Receive Money
  • OTC Bill Payment
  • ULoad/Postpaid Bill payment
No, Meezan Upaisa does not offer late bill payments.
Complaint to be logged under Agent Onboarding Request.
Customer accounts are not currently being opened under MeezanUPaisa.
Retailer to be guided to visit nearest Service Centre to fill out Complaint Form.
Debit cards are not currently offered.
Channel promotions will be at par with competitors. Normal commission has been shared under Schedule of Charges.
Customer promotions will be extended at par with competition.
Show More

Helpful Downloads: Terms & Conditions

Would you like more information?

Fill out the form below and you will be contacted by a Meezan UPaisa representative.

Name *
Phone Number *