Easy Home - Low Cost Housing Finance Scheme offers convenient and affordable options to fulfill your needs to construct and first purchase newly built affordable housing units in a completely Shariah-compliant way using Diminishing Musharakah mode of financing.
| Tiers | Size of Housing Unit | Maximum Price of Housing Unit | Maximum Financing | Minimum Contribution from customer | Rental Rate |
|---|---|---|---|---|---|
| Tier 1 (T1) (NAPHDA Projects) | House Unit / Apartment of upto 125 square yards (upto 5 Marla) with covered area of upto 850 square feet | Rs. 3.5 Million | Rs. 2.7 Million | 10% of property value |
|
| Tier 2 (T2) (Non-NAPHDA Projects) | House Unit / Apartment of upto 125 square yards (5 Marla) with covered area of upto 850 square feet | Rs. 3.5 Million | Rs. 3.0 Million | 10% of property value |
|
| Tier 3 (T3) (Non-NAPHDA Projects) | House Unit of more than 125 square yards upto 250 square yards (10 Marla) or Apartment with covered area from more than 850 square feet to 1,100 square feet | Rs. 6.0 Million | Rs. 5.0 Million | 15% of property value |
|
| Financing Tenure | For ten, fifteen and twenty years, depending upon choice of customers . | ||||
All Pakistani nationals holding CNIC
First time home owner, one unit per household
An individual can have subsidized housing finance facility under this scheme only once
Only for construction and first purchase of newly constructed affordable housing units
| Type of Charges | Salaried | Businessmen |
|---|---|---|
| Processing Charges | PKR 4,000 | PKR 4,000 |
| FED on Processing [email protected] 16%** | PKR 640 | PKR 640 |
| Legal Report Charges | At Actual | At Actual |
| Property Valuation Charges | At Actual | At Actual |
| Income Estimation Charges | N/A | At Actual |
| Parameters | Details |
| Allowable Financing Cities |
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| Age of Applicant / Co-applicant |
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| Monthly Income |
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| Employment / Business Tenor |
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| Co-applicant Income Clubbing |
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| Debt Burden Ratio (Payment Burden Ratio for Islamic) |
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(Relationship Officer)
Cell No: 0304-1927475
Address: 3rd Floor, Al-karam Centre,
Plot No. BC 1, Block – 7, Clifton, Karachi.
PABX No. 021-38103500, 021-37133500
(Relationship Officer)
Cell No: 0304-1927467
Address: 3rd Floor, Al-karam Centre,
Plot No. BC 1, Block – 7, Clifton, Karachi.
(Relationship Officer)
Cell No: 0335-3218341
Address: 3rd Floor , Al-Karam centre,
Plot No. BC 1, Block -7, Clifton Karachi.
(HUB Manager Lahore - HF)
Cell No: 0304-0920521
E-mail: [email protected]
Address: 60 - Main Boulevard, Gulberg - II, Lahore.
Dir. No. 042-35757435-6, PABX. No. 042-35879870-2
Senior Relationship Manager Lahore - HF
Cell No: 0304-0920522
E-mail: [email protected]
Address: 60 - Main Boulevard, Gulberg - II, Lahore.
Dir. No. 042-35757435-6, PABX. No. 042-35879870-2
Senior Relationship Manager Lahore - HF
Cell No: 0304-0920597
E-mail: [email protected]
Address: 60 - Main Boulevard, Gulberg - II, Lahore.
Dir. No. 042-35757435-6, PABX. No. 042-35879870-2
(Regional Manager - HF Hub (North))
Cell No: 0304-0920524
E-mail: [email protected]
Address: Mezzanine Floor, 33, Buland Markaz,
Jinnah Avenue, Blue Area, Islamabad.
Dir. No. 051-2271083, PABX No. 051-2871229 - 31
(Relationship Manager)
Cell No: 0304-0920598
Address: Jinnah Avenue , Blue Area Islamabad.
(Relationship Officer)
Cell No: 0333-5477343
Address: Jinnah Avenue , Blue Area Islamabad.
(Hub Manager)
Cell No: 0300-7203505
E-mail: [email protected]
Address: Address: Meezan Bank Limited P-907-B, Saleemi Chowk
Peoples Colony # 01, Faisalabad
Dir. No. 041-8711963
(Hub Manager)
Cell No: 0300-6380586
E-mail: [email protected]
Address: Nawan Shahar LMQ Road, Multan.
Dir. No. 061-4781554, PABX No. 061-4785604-07
(Hub Manager)
Cell No: 0300-8686220
E-mail: [email protected]
Dubai Chowk Branch, Bahawalpur
PABX No. 062-2889417-18 Ext # 105
(Relationship Officer)
Cell No: 0304-1927445
Address: University Road Branch, Peshawar.
Easy Home
Easy Home - Low Cost Subsidised Housing Finance