ATTENTION: Revised Profit Calculation Mechanism on Mudarabah Based Saving Accounts

June 1st, 2009

ATTENTION: Revised Profit Calculation Mechanism on Mudarabah Based Saving Accounts

As per the guidance of our Shariah Supervisory Board, We are pleased to announce that the profit calculation mechanism of our Mudarabah based Rupee Saving Account and Dollar Saving Account are being changed from Average Monthly Balance to Daily Product Basis with effect from June 01, 2009. With the above changes, the profit distribution will be based on daily balances maintained in these accounts. Since the Rupee Saving Accounts and Dollar Saving Accounts do not have tier / category with respect to amount / tenure, therefore no effect will be observed in profit calculations at customer’s end. However, if tiers / categories are introduced at some later stage by the Bank, the change will be beneficial for the customer.