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Durable Goods Financing

Meezan Consumer Ease is a Shariah-compliant financing facility for purchasing consumer durable goods such as air conditioners, refrigerators, generators etc. Under this facility, Meezan Bank will approve an overall limit for you after evaluating your application; you can then purchase durable goods, upto the amount of the facility approved for you, from the range of products offered by the Bank.

Key Features

Goods Financing

First ever limit based Islamic financing facility for consumer durable goods


Financing based on the Shariah-compliant concept of Musawwamah.

Easy Installment

Easy Installment options for 6 to 24 months.

Durable Goods

Limit is valid for 3 years, and will be utilized for purchase of durable goods.

Financing Limit

Financing limit ranges between a Minimum of 35,000/- up to the maximum of 1,000,000/-

Who is eligible for Consumer Ease

Citizenship and Age

Pakistani, Adult, Permanent resident

Salaried 20 – 60 years old

Businessmen and SEP 20 - 65 years old

Minimum Income Requirements

Salaried Class - 25,000/- (Gross Salary)

SEP - 40,000/-

Businessmen - 40,000/-

Instalment amount

Monthly instalment should not be more than 35% for net monthly income /- (For Salaried, SEP and Businessmen)

Other Requirement

Down Payment: 15% of Market Price

Tenor: 6, 12 , 18, 24 months

Payment Mode: Direct debit instruction (DDI)

Late Payment: No Late Payment Charges

Security : 3 un-dated cheques of Meezan Bank account


*All products/models are subject to availability. Incase, if desired product/model is not available, then the customer may choose from other available options.

How to Get Goods through Consumer Ease

To apply for Meezan Bank’s Consumer Ease, fill out the application form (available at any Branch and on Meezan Bank’s Website), attach the required documents and get your financing limit approved. Once the limit is approved you can choose the item you want to purchase and Meezan Bank will arrange to have it delivered to your address.

List of required documents


  • Copy of Applicant's CNIC
  • 1 Passport-sized colored photograph of applicant
  • Original / Certified copy of Bank Statement (last 06 months)
  • Original / Certified copy of Pay Slip
  • Employer's certificate including Tenor /Designation /Salary
  • Declaration of Financing
  • Signature Verification Form.

Businessmen / SEP

  • Copy of Applicant's CNIC
  • 1 Passport-sized colored photograph of applicant
  • Original / Certified copy of Bank Statement (last 12 months)
  • 2 years Proof of Business (e.g. NTN / Tax return / Bank Certificate / Association Letter etc)
  • Copy of NTN Certificate
  • Declaration of Financing
  • Signature Verification Form.

Processing Charges

Processing Fees Rs. 1,500 (Non-refundable)+ Legal documentation charges at actual.
Down Payment Minimum as per the given Installment Plan
Repayment Mode Direct Debit Instruction (DDI)
Pre-payment Penalty No prepayment penalty. Selling price once set will not be allowed to change.
Security 3 un-dated Cheques of Meezan Bank account

Contact our Dedicated Representatives

Mr. Amanat Ali Jatoi

Cell No : 0345-2261260 / 0335-0259654


Mr. Azeem Ullah

Cell No : 0331-2592705


Mr. Awais Arif

Cell No : 0307-5251922 / 0310-1555902


Mr. Bilal Arshad Qureshi

Cell No : 03334498679


Mr. Saif Ur Rehman

Cell No: 0345 7760745


Mr. Asif Altaf

Cell No: 0300-6362042


Mr. Amir Sarwar

Cell No: 0335-6803286


Helpful Downloads: Consumer Ease Form