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Internet Banking

Simple and Easy Way to Bank, Anytime, Anywhere!

Meezan Internet Banking is the complete way to bank whenever and wherever you may be. Simply enjoy the finest banking experience from the comfort of your own home or office.

Meezan Internet Banking offers many Benefits and Services

Raast – Pakistan’s First Instant Payment System

Send and Receive Payments using Mobile Number

Raast is Pakistan’s first instant payment system that aims to improve payment infrastructure, with the objective of further developing the digital financial services, reducing reliance on cash, and driving financial inclusion in the country. It will enable individuals, businesses, and government entities to make any payment digitally in a simple, fast, low-cost, and secure manner.

With Raast ID registration, your mobile number is now your account number.

Steps to Register Raast ID

  • Step 1: Login to Meezan Bank Internet Banking
  • Step 2: Click on Raast Payment
  • Step 3: Go to Register Your Raast ID
  • Step 4: Enter OTP received on the registered mobile number & start using Raast.
RAAST User Guide


Yes, you will need to register your RAAST ID if you wish to receive payments on your RAAST ID (e.g., phone number).
However, you do not need to register to start sending payments to any other RAAST ID and IBAN.
Currently, an individual can only register one RAAST ID with one linked account (regardless of the number of bank accounts or mobile numbers they may have).
Yes, you can de-link your RAAST ID from your current bank account and can re-link this RAAST ID with another bank account.
No, RAAST is currently activated for only local transfers within Pakistan.

Meezan Mobile Banking App

All Your Banking Needs on Your fingertips

Packed with smart features, Meezan Mobile App provides secure, on-the-go access to your accounts with built-in powerful and intuitive tools for managing them.

Banking should be simple, quick and convenient and that is the idea behind the Meezan Mobile Banking App.

Key Features:

  • View account balance & transaction details
  • Pay bills and manage payees
  • Transfer funds between Meezan Bank accounts
  • Transfer funds between Meezan Bank accounts and 1Link member accounts
  • Block or unblock debit cards
  • Find nearby Meezan Bank branches and ATMs
  • Look out for discounts and new promotions
  • Qibla locator
  • Products inquiry


You can download the Meezan Mobile App from Google Play Store/Apple Store/Huawei App Gallery and register or you can register by using the following link:

You can simply use "Forgot Username" and "Forgot Password" on Meezan Mobile App login screen or use the following link to recover your credentials:

Forgot Username: https://ebanking.meezanbank.com/AmbitRetailFrontEnd/mblForgotUsernamePage
Forgot Password: https://ebanking.meezanbank.com/AmbitRetailFrontEnd/mblForgotPasswordPage

You can also call our 24/7 call center 111-331-331 or 111-331-332 to reset your Username or Password.
You can use your existing Internet Banking Username and Password to login to Meezan Mobile App or Internet Banking. If you are not registered, please register instantly using Meezan Mobile App or Internet Banking using the following link:


Note: Meezan Internet Banking Username and Password can be used to login Meezan Mobile App.
Any active Meezan Account Holder* can use Meezan Mobile App/Internet Banking. For details on which account types are eligible to use App, please call our 24/7 call center at 111-331-331 or 111-331-332.

* Certain Restrictions Apply.
Yes. Meezan Mobile Banking App provides a safe and secure way to make payments, because: No information is stored on your mobile phone which means that your Username and Password are never exposed even if your mobile phone is lost or stolen. All transactions are secured with Advanced Encryption Methodologies including two-factor authentication
You need the following items to use App:
  • 1. Any Android or Apple (iOS) Smartphone or Tablet
  • 2. Registered Mobile Number
  • 3. Username
  • 4. Password
The App is free to use!
You need to register Beneficiaries using Internet Banking
You can manage your Beneficiaries using Internet Banking
Daily Funds Transfer limit is as follows:
  • Own Account (MBL to MBL)
    - You can transfer funds between the same title of accounts upto Rs. 5 million per day.
  • Funds Transfer to other Meezan Bank accounts (3PFT)
    - You can transfer funds up to Rs. 2 million per day to your registered third party benefitiary accounts within Meezan Bank.
  • Funds Transfer to other Bank accounts (IBFT)
    - You can transfer funds upto Rs. 1 million per day to your registered beneficiaries accounts of other bank(s).
Yes you may use the App globally. All you need is a stable internet connection.
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SMS Banking

  • Services
  • Requirements
  • How to Activate SMS Banking

  • Instant Balance Inquiry : You can see your latest account balance.
  • Past Transaction Inquiry (last 3 transactions exceeding Rs. 50) : You can see the details of your last 3 transactions.
  • Activation / Deactivation of Visa Debit card (1st time in Pakistan!) : You can deactivate and reactivate you ATM card. 1st time activation will be done through Call Center

SMS & Email Alerts

  • SMS Activation Alerts
  • FAQs

  • Debit Alert: An instant SMS alert to inform you when any amount is deducted from your Current or Savings account(s).
  • Credit Alert: An instant SMS alert to inform you when any amount is added into your Current or Savings account(s).
  • Cheque Bounce: An instant SMS alert to inform you that your cheque has been dishonored.

Meezan Tap & Go!

The Smart Way to Pay!

Digitize your Meezan Debit Card and make quick payments with the tap of your Android phone in three easy steps:

  • LOOK : Search for the contactless symbol on the POS machine.
  • TAP : When prompted for payment, simply unlock your phone and tap it on the POS machine.
  • GO : Wait for the beep & your payment is done.

Setting up Meezan Tap & Go

Login to Meezan Mobile App with your NFC enabled Android phone & follow three simple steps to create your digital card:

  • Tap 'Debit Card'
  • Tap 'Enable Meezan Tap & Go'
  • Accept the Terms & Conditions

After you have followed these three steps, your debit card will be digitized and ready for Tap & Go.

Use Meezan Tap & Go at all your favorite outlets across Pakistan and abroad. Meezan Tap & Go can be used at any merchant with an NFC-enabled POS machine. Pay for your groceries, fuel, or at your favorite restaurants and brands using your smartphone for one-tap checkout!

Note: Transactions will be conducted using the default digital card.

Debit Cards

Keep Your Money Securely in Your Card and Enjoy Great Discounts and Convenient Accessibility

Meezan Bank Debit Card customers can now simply ' Tap and Pay ' at payment counters of all NFC enabled merchants across the globe along with additional security of EMV or chip card technology.

Access your money from any location at any time with our range of EMV & NFC enabled Debit Card suited to every type of customer.


NFC or Near Field Communication capability allows contactless payments on a secured payment terminal instead of inserting or swiping your card. The feature is offered on all Meezan Bank Debit Cards powered by Visa PayWave or MasterCard contactless Tap and Go. The solution replaces cash with ‘Tap and Pay’ which results in saving time and effort.
EMV is an acronym that stands for Europay, MasterCard and Visa. They are the founding companies for chip card technology. EMV is a payment application that resides in a computer chip embedded in a debit card. The application specifications were developed to help fight fraud. The term ‘EMV’ and ‘chip card’ are interchangeable.
All new Meezan Bank Debit Cards are EMV and NFC enabled. To get your new EMV NFC card, simply contact our Call Center at (+9221) 111-331-331 or 111-331-332 or visit your branch to get your new card. Replacement charges will be applicable.
NFC cards use an embedded radio frequency antenna and microchip that allows a transaction to be processed by simply tapping the card on a merchant’s payment terminal instead of swipe and signature on receipt.
NFC card transactions are processed through the same secured networks used for Visa and MasterCard transactions. You never lose sight of your card while each transaction has a unique, encrypted code that changes every time the card is used.
Below are some of the security features available on NFC Debit Card:

  • Short Range: The card only works within short range of a merchant terminal, which makes it difficult for fraudsters to gain access to card information from a distance.

  • Encryption: NFC cards use much more secure international EMV chip standards and advanced cryptography. During a transaction, a unique encryption code is shared between the card and device which expires after every transaction. If someone were able to get close enough to steal data from your card, they would still be unable to use the encryption code as it would have been expired.

  • Limited Information: Only limited information is used in a ‘Tap and Pay’ transaction like language preference, card number and other coding. Customer’s name, bank account number or the three-digit security code is not transmitted during a transaction.

  • Low Transaction Limit: Your card can only be used for a Rs. 5,000 transaction offering greater security. Larger purchases will require card to be swiped by the merchant.
During a payment transaction, the chip performs cryptographic processing by assigning a unique code to each transaction. This helps prevent the transaction data from being fraudulently reused. Chip processing takes place only when the card is used at a chip-activated terminal.

A chip terminal is a point-of-sale (POS) device or ATM that is able to process chip transactions. Instead of swiping your card, you insert it in a chip terminal and leave it in the terminal until the transaction is complete. If a merchant does not have a chip terminal or if their chip terminal is not yet activated, transactions will be processed by swiping the card’s magnetic stripe just as they are processed today.

Make sure you remove your card from the terminal before leaving the merchant’s premises! This is a common challenge people face when getting used to using a chip card.
Both chip and magnetic stripe card transactions are processed very quickly. Leaving your card inserted, versus swiping the card, does add a few seconds on to the transaction in order to assign the unique code to your transaction. This is a step that does not exist with magnetic stripe only transactions; and, it is what adds the additional layer of security.
No. There are several manufacturers and styles of chip terminals. However, all terminals perform the same function of inserting the chip and assigning a unique code to each transaction.
You will be required to sign for all your debit card purchases. However some merchants may require you to enter your PIN to complete a transaction if the merchant’s terminal supports PIN entry.
Both ‘chip and signature' and ‘chip and PIN’ refer to the way a card is authenticated at the terminal. Your card will be authenticated using chip and signature, which offers the same cryptographic security as chip and PIN.
Most merchant terminals will require the chip to be used if the terminal is enabled to accept chip transactions. The terminal should prompt you to use your chip when it is a requirement. Using the chip is a more secure transaction method than magnetic stripe-only at point-of-sale, so this is the preferred method where merchants have enabled chip transactions.
Yes. At ATMs that are not chip-enabled, the transaction will be processed using your card’s magnetic stripe technology in combination with your PIN. At ATMs equipped with chip readers, the transaction will be processed using the chip technology in combination with your PIN.
We take card security very seriously and have sophisticated fraud detection services in place:

  • 24/7 Fraud Monitoring – We always monitor your accounts for suspicious activity and attempt to contact you when we see something out of the ordinary.

  • SMS Alert Service – You will receive alerts for your purchase transactions by default on your registered mobile number. You may also opt for SMS alert service (additional fee applicable) to receive transaction alerts on all account activities.
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Visa Debit Card

Want access to your money anytime, anywhere? With a Meezan Visa Debit Card, you have access to the money in your account wherever you are, whenever you want, wherever you see the Visa symbol. The money is deducted from your balance straight away — there is no interest to pay, no bills & no late fees!

Charges and Benefits

Titanium MasterCard Debit Card

More than just an ATM card, you can use your Meezan Titanium MasterCard Debit Card wherever MasterCard is accepted. Whether you want to pay for fuel, shopping, dining or anything else, you can easily use your Meezan Titanium MasterCard Debit Card to access the funds in your account rather than carrying cash.

Charges and Benefits

Platinum MasterCard Debit Card

The Platinum MasterCard Debit Card opens a world of convenience for customers by giving them access to 2.1 million MasterCard compatible ATMs and 32 million Merchants in Pakistan and around the world. Our customers can shop, dine, travel and refuel whenever they want, wherever they want. Platinum card holders also get free access to International CIP lounges as well as higher withdrawal and POS transaction limits.

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Meezan Visa Infinite Debit Card

Unique In Nature, Just Like You

There is something that sets you apart. It is your character – the inner you who dares to dream and chases ambition, pushing you to prosper in every endeavour. Meezan Visa Infinite Debit Card bears testimony to the achievements you have already accomplished and serves as a hallmark of the distinct path you continue to walk.

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Meezan World Debit Card

Experience a World of Privileges

The Meezan World Debit Card offers a world of unparalleled exclusivity and convenience. Unlock a global suite of the finest benefits and privileges designed specifically to complement your preferences. With a host of travel and lifestyle offers coupled with unprecedented spending limits, the Meezan World Debit Card is the perfect companion for the frequent flyer.

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Supplementary Cards

Share the Convenience and Joy of Your Meezan Debit Card

With supplementary cards, you can off-load the responsibility of providing cash to your loved ones for their day-to-day expenses. Not only this, you can also provide shopping independence and share the benefits of your Meezan Debit Card with your spouse, children, siblings and parents.

Features and Benefits

Supplementary Debit Card FAQs

Supplementary Card is an Add-on Card which allows customers to share the convenience of making day to day payments with near and dear ones. The Card is issued upon primary customer’s request and linked to primary customer’s account. Supplementary Card holder is eligible to avail Card related benefits like ATM, POS & ecommerce usage, discounts etc.
Meezan bank account holder having a Debit Card is a Primary Card holder.
Only Primary Card holder can request for a Supplementary Card.
Primary Card holder will have to visit his/her parent branch. Primary Card holder will be required to fill and sign the application form.
Supplementary Card can be issued to your spouse, children, parents & siblings.
Same as primary Card.
Yes, Primary Card holder needs to bring following documents along with him to the branch:
  • CNIC copy of Primary Card holder
  • CNIC copy of all Supplementary Card applicants
  • B-form copy of Supplementary Card applicants
Maximum 5 supplementary Cards can be issued with a primary Card.
  • Visa Classic
  • Visa Gold
  • Visa Platinum
  • MasterCard Titanium
  • MasterCard Platinum
The annual fee of supplementary Card is same as of primary Card. Also other transaction related charges also same. Please refer to schedule of charges for details.
Only Primary Card holder can collect Supplementary Card from his/her parent branch.
Only Primary Cardholder can activate Supplementary Card.
Insert you Card at any Meezan Bank ATM. You will be prompted to enter the one-time activation code sent to primary customer’s registered mobile number. Another option is to call our 24-hour helpline: +92 21 111331331-2
In case of Card is lost or stolen, either primary or supplementary Card holder can block the Card by calling our Call Center at +92 21 111331331-2.
Primary Card holder can request for a replacement of supplementary Card by calling our Call Center at +92 21 111331331-2.
Yes, you can view supplementary Card transactions in your bank statement.
Yes, Primary card holder will get SMS alerts if subscribed.
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PayPak Debit Card

Meezan PayPak Debit Card is a PIN based card that ensures utmost security not only at ATM machine for cash withdrawal but also at POS terminal while shopping at all merchant outlets across Pakistan.

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Introducing Pakistan’s Fastest Debit Card Activation

It's Simple. It's Quick

Meezan Bank’s Debit Card can now be activated from your nearest Meezan Bank ATM. This quick and simple service has been introduced to allow greater convenience to our valued customers.

To activate your Debit Card, please follow these four simple steps:

Step 1
Collect Debit Card from your Meezan Bank branch

Step 2
Visit your nearest Meezan Bank's ATM and insert your card

Step 3
Enter your Card Activation Code sent to your registered mobile number

Step 4
Set your 4 digit ATM PIN

Online Shopping

Meezan Bank Debit Cards can now be used for online shopping securely using Verified by Visa or MasterCard Securecode. Your card is now protected by Verified by Visa (VBV) or MasterCard SecureCode platform for internet-based transactions. This is the latest technology supported by Visa & MasterCard, designed to ensure safe e-commerce transactions through authentication of each transaction by the cardholder so that you can use your card online with more confidence.

With this service, when you use your Debit Card on websites that have incorporated the "Verified by Visa" or “MasterCard Securecode” sign, you will receive a One-Time Passcode (OTP) either by SMS or email to complete your transaction. To avail the benefits of this service, you must ensure that your mobile phone number and/or email address are updated with us.

Enhanced Protection

Get enhanced protection when shopping online on Verified by Visa or MasterCard Securecode enabled websites as each payment requires secondary verification via SMS and/or email.

International Acceptance

Make online purchases from many international websites that prefer Verified by Visa or MasterCard Securecode enabled cards.


Enjoy hassle-free online shopping. With the introduction of this service, your Meezan Bank Debit Card is automatically enabled for internet-based transactions.

Verified by Visa or MasterCard Securecode FAQs

Verified by Visa or MasterCard Securecode is a global authentication service offered by Meezan Bank to its cardholders. It provides the cardholder with a unique One Time Passcode (OTP) ensuring that only the real cardholder is able to complete an Internet-based transaction, improving online security.
One Time Passcode (OTP) is an online verification code that you receive each time you make an online purchase using your Meezan Bank Debit Card. One Time Passcode is sent to your mobile number and / or email address registered with Meezan Bank.
It is free for all Meezan Bank cardholders.
All you need is an internet connection and an internet browser such as Internet Explorer, Google Chrome, Netscape, Mozilla Firefox, software version 6.0 or above.
Yes. It can be used on any computer connected to the Web/Internet.
All Meezan Bank Debit Card customers are registered for Verified by Visa or MasterCard Securecode service.
On initiating any Internet-based ecommerce transaction using Meezan Bank Debit Card, Verified by Visa or MasterCard Securecode facility will be extended to you.
Step 1: Shop online
Step 2: Enter card details
Step 3: Select either SMS or email for your code
Step 4: Enter the code to complete your transaction
You can shop at any online store that has the Verified by Visa or MasterCard Securecode symbol.
Yes, once transaction is posted an SMS from MBL will be sent to the customer, stating that their transaction of xxxx amount has been processed.
No, you will only receive One Time Passcode for online purchase(s) from any participating Verified by Visa or MasterCard Securecode merchants.
No, One Time Passcode (OTP) will only be sent to the mobile phone number registered with MBL Alternatively, you can opt to receive OTP on your email address registered with MBL. However, please ensure your mobile phone is with you when you make an online purchase and that your mobile phone number and email address registered with MBL is updated at all times.
Yes, customers will receive One Time Passcode via SMS. However, roaming charges (if any) will be borne by MBL customers.
If you did not receive your One Time Passcode, you may click on the “Resend OTP” button on the authentication screen to request for another OTP. One Time Passcode will be sent to your mobile number/email address immediately. However, you can only request one OTP for each online transaction.
A web message will pop up informing you that your online purchase is blocked due to maximum invalid attempts of One Time Passcode. You can only try entering your OTP 3 times. If it is correct, it will be accepted, if attempted 3 times incorrectly, your online transaction will be rejected. In a scenario where an online purchase is rejected, the transaction would then have to be re-initiated with a new OTP code.
Please contact Meezan Bank Call Center immediately to block your card.
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Call Centre

Our Bank is available 24/7 for you

With our Call Centre facility, you no longer have to take time out to visit your branch for your everyday banking needs. By simply dialing 111-331-331 or 111-331-332 (dial +92-21-111-331-331 or +92-21-111-331-332 from outside Pakistan) you get access to a wide range of personalized banking services including answers to questions on Islamic Banking. You can also access our self-service banking, where you can access your account details & product information by our Interactive Voice Response System (IVR).

General Services

Consumer, ADC & Liability Products Information.
ATM / Debit card activation.*
ATM PIN generation & re-issuance.*
ATM / Debit card blocking.
ATM /Debit card replacement
Account balance confirmation.*
Account transaction details.*
Web-Pay (on-line shopping) activation / de-activation.*

Value-Added Services

Transfer of Funds b/w your own account.*
Request for Cheque book.
Request for Pay Orders.
Cheque Stop Payment request.
Bank Statement Request.
SMS registration /change & block request*
Request for email update /change.*

Internet Banking

Reactivation of Internet Banking.*
Recovery of Password.*
Recovery of User Name.*
Deactivation of Internet Banking services.
IBFT Activation*


Change PIN / TPIN.
Inquire Balance.
Transaction Inquiry.
Product Information.

* Customer Needs To Call From His System Updated Numbers


Enjoy a host of banking services round-the-clock!

Meezan Bank offers a nation-wide network of ATMs located at its branches and prominent offsite locations. There is no need to carry cash anymore; simply go to the ATM and withdraw cash anywhere, anytime. We also offer access to more than 8,000 ATMs country-wide via 1Link and MNET Networks.

  • Transfer funds from your Meezan Bank account to any Meezan Bank account free of charge.
  • Inter-Bank Funds Transfer (IBFT) is available at all Meezan ATMs. Transfer funds from your Meezan Bank account to any other 1-Link Member Bank's account.
  • Pay your Bills through to Meezan QuickPay free of charge for all major Utility Companies, Internet Service Providers, Phone and Mobile TelCos.
  • Redeem funds from your Al-Meezan Investments account(s).

Branch Banking

Get state-of-the-art branch banking services.

General branch banking services offered at our network of more than 900 online branches across Pakistan:

  • Opening of Regular & Premium bank account
  • Cheque Book Issuance
  • Cash Deposit
  • Cash Withdrawal
  • Online Banking Services
  • Clearing of Instruments
  • Collection of Utility Bills
  • Issuance of Term Deposit Certificate
  • Issuance of Pay Order, Demand Draft
  • Issuance of Account Statement
  • Account Balance Status Check
  • Issuance of Banking Certificate such as Balance Confirmation, Withholding Tax, Profit Payment, etc.
  • Special Clearing (Intercity, Same day, USD Clearing)
  • Outward Bill for Collection (OBC)
  • Issuance of Foreign Demand Draft (available in FX authorized branches)
  • Foreign Inward / Outward Remittance (available in FX authorized branches)
  • Foreign Outward Bills for Collection (FOBC)
  • Issuance of Safe Deposit Locker (subject to availability)
Meezan Branch Banking also offers the following home remittance services